iBEN Employee Benefits Advisors’ Limits and Exclusions
HR Outsourcing
HR outsourcing services are provided through IHR, a wholly owned subsidiary of Independent Benefit Services.
The information included herein should not be considered a solicitation or an offer to sell products or services in any state besides those in which Independent Benefit Services is properly registered/licensed.
Insurance
Independent Benefit Services and Neil Simons are licensed to sell insurance products in AZ, CA, CO, DC, DE, FL, HI, IL, IN, MD, MN, MO, NC, NJ, NY, PA, RI, SC, TN, TX, VA and WV.
Securities
Independent Benefit Services offers securities products through Financial Telesis, member NASD/SIPC. While Financial Telesis is registered to sell securities products in more than 30 states and the District of Columbia, Independent Benefit Services is only registered to sell securities products in DC, MD and VA.
Investment Advice
Independent Benefit Services also offers investment advisory products through Financial Telesis, a SEC Registered Investment Advisor. Through its affiliation with Financial Telesis, Independent Benefit Services is registered to provide investment advisory services in DC, MD and VA.
