Independent Benefit Services develops and implements employee benefit plans of all kinds: medical, dental, disability, and more. We do everything from explaining plan provisions to resolving claims problems. We track and keep you informed of changes in federal laws that govern employee benefit plans.     A Sampling of Our Services • Acting as your advocate with    insurance carriers • Analyzing financial options,    including self-funding • Checking invoices for accuracy • Developing explanatory materials • Ensuring compliance with reporting    requirements • Explaining benefits to employees • Negotiating rates • Obtaining proposals from insurance    carriers     Open a conversation with us.